It’s a sad fact of life that things can go wrong when you’re running a business as a self-employed person. The cost of dealing with the worst events, such as being sued by a client, could put you out of business overnight. 

While insurance is a business expense, it’s one you really can’t afford to skimp on. For your own peace of mind, make sure you’ve got the insurance you need for when bad stuff happens.

What insurance do you need?

Essential:

  • Public and products liability insurance protects you from claims by the public, for example if they suffer an injury while you're providing a treatment. 
  • Treatment insurance protects you from clients claiming injury from the service or treatment provided. This is why it is essential that you are insured for all the treatments or services offered within your salon. 

The policy available through our preferred Insurance Broker, Coversure Insurance Services (Huntingdon) for self-employed people running a beauty business provides:

  • Public and product liability - £2 million.
  • Treatment insurance - £1m, covers all treatment risks for self-employed beauty therapists who are fully trained and qualified up to and including level 3 for the treatments they are providing.

Refer to the NBF factsheet on qualifications and age restrictions

Cost

The typical price for a Coversure (Huntingdon) public liability policy for a self-employed beauty therapist starts from £83.75.

Advanced beauty treatment packages

Cover is also available for self-employed beauty therapists who provide advanced beauty treatments which require training or qualifications at level 4 or above.

Refer to the NBF factsheet on qualifications and age restrictions

Contact Coversure on 0333 400 3650:

  • To buy any of the advanced beauty treatment insurance packages
  • If you need a specialist policy for advanced beauty treatments requiring level 6 or 7 qualifications

Choose as many of the following packages as you need for the treatments you provide:

 

Package 1

Micro needling and derma rolling

Levels 4 and 5

Additional premium
(includes Insurance Premium Tax)
£200

Level 6 – contact Coversure for price

Package 2

Chemical peels

Levels 4 and 5

Additional premium (includes Insurance Premium Tax) £67.50 

Level 6 – contact Coversure for price

Package 3

Micropigmentation and micro blading

Levels 4 and 5

Additional premium (includes Insurance Premium Tax) £250

Package 4
Lasers and IPL
Levels 4 and 5

Additional premium (includes Insurance Premium Tax) £400 

Level 6 – contact Coversure for price

Package 5
Botox or similar anti-wrinkle injectables
Levels 6 or 7

Contact Coversure

on 0800 458 8181 or email nbf@coversure.co.uk

Are you a self-employed person with premises?

If you are self-employed but you own a beauty salon, you need insurance suitable for a salon owner.

Do you employ anyone?

Preferred Insurance Broker

We have worked with Coversure Insurance Services (Huntingdon), an independent insurance broker, for over 10 years. Policies through Coversure (Huntingdon) are specially tailored to provide self-employed beauty therapists with the cover they need.

As our preferred broker, we believe the service Coversure (Huntingdon) offers to our members is second to none.

Further benefits of working with Coversure (Huntingdon):

You get:

  • The option of payment in two instalments

Call Coversure today on 0333 400 3650 or email nbf@coversure.co.uk for your quote!